Overland Park, Leawood and Shawnee Mission real estate and homes for sale in Kansas, luxury homes, lake homes - Toni Tygart, REALTOR® Toni Tygart REALTOR(r) for Overland Park, Leawood and Shawnee Mission, Kansas real estate, luxury homes, lake homes - NUMBER1EXPERT™ Toni Tygart NUMBER1EXPERT(tm) for Overland Park, Leawood and Shawnee Mission, Kansas real estate, luxury homes, lake homes
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Toni Tygart, REALTORŪ, real estate agent and broker for Overland Park, Leawood and Shawnee Mission Kansas home listings, property and land for sale - NUMBER1EXPERT(tm)

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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
What U.S. state is home to the world's richest woman?

A 
Alice Walton, daughter of WalMart's founder and heiress to $16.5 billion, lives on a ranch in the state of Texas.
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Toni Tygart, REALTORŪ, real estate agent and broker for Overland Park, Leawood and Shawnee Mission Kansas home listings, property and land for sale - NUMBER1EXPERT(tm)

Toni Tygart
Toni Tygart Real Estate Group

1020 State Line
Leawood, KS. 66206
816-795-2500
816-795-2502
Fax: 816-795-5005
Email: leawood@NUMBER1EXPERT.com

Toni Tygart has 23 years of Real Estate experience and for the past nine years has been the number one RE/MAX Agent in the Mid-States Region. Toni has been in the International top 100 for RE/MAX since 1992. Toni has been honored with the RE/MAX Hall of Fame and Lifetime Achievement awards. Toni Tygart has helped over 3,860 families move! So for all your real estate needs, contact Toni today!

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